UPSC SCE preparation requires an in-depth study of current economic policies, past policies adopted by the Government of India and other concepts related to Indian Economy. As specific author books, aspirants like mostly Indian Economy by Ramesh Singh or Sanjiv Verma. Before studying from these book one must have gone through NCERT Economics books for a better understanding of Indian Economy. Along with the current affairs related to economy having a strong foundation of static concepts is also necessary. NCERT Books are designed and written by professors, researchers and senior officers of many reputed institutions like IITs, DU, JNU, BHU, IISc and IIMs etc.
Starting from class 9 to class 12 NCERT Economics books covers all aspects of economics. Microeconomics to macroeconomics every concepts are described beautifully in NCERT Economics books. In most cases, microeconomics is skipped by UPSC CSE aspirants. From previous trends it is seen that 11-12 questions directly come from these books. Monetary and fiscal policies and banking system are also read by banking exam aspirants. These NCERT Books PDF for economics covers most important topics like idea of poverty, unemployment, economic policies, Indian society, rural development, agricultural economy etc.
You can access all free PDFs of NCERT Economics Books from the table below.
NCERT ECONOMICS CLASS 9
The Story of Village Palampur
A fictional village Palampur is created to make students understand the economy at village level. This knowledge builds a foundation to learn Indian Economy later. NCERT included concepts of agriculture, trade system, society, resources in the analysis of this village. People at village level, their views towards every aspects of development is discussed in the chapter. Meaning of development changes from person to person as every person has different needs and expectations from life. You can download this chapter’s pdf of NCERT Economics Class 9 from the link below.
People as Resource
Whenever efforts and intelligence of people are utilized to provide products or services, these people become resource for a firm as well for a nation’s economy. Human resource at lower level to higher level, everything is linked and important for each other. The people as a resource contribute to every sector of the Indian Economy. Everyone in the hierarchy plays a distinctive role for maintenance and growth of Indian Economy. Without human resource almost all resources are useless. It is human resource that is responsible for maintaining and managing the natural resources. You can download this chapter’s pdf of NCERT Economics Class 9 from the link below.
PDF – People as Resource
Poverty as a Challenge
Since independence overcoming poverty in the nation is always a tough task. Rural development has a harsh reality on ground level. It is not as it is shown in development advertisement on television. All the government policies for the poverty alleviation are implemented regularly, but why poverty still exists in our country is discussed in the chapter. People’s behaviour towards their economic state is also important to learn to understand the idea of poverty. You can download this chapter’s pdf of NCERT Economics Class 9 from the link below.
PDF – Poverty as a Challenge
Food Security in India
In the past, we experienced that without food people can not survive in difficult times such as flood, famine, war etc. After learning from the history government decided to have some system to ensure continuous food supply for the population with a better distribution system and no price increase. This chapter deals with all the plans and policies adopted by the government to ensure food security in India. Also corruption at distribution system is also highlighted in the chapter. You can download this chapter’s pdf of NCERT Economics Class 9 from the link below.
PDF – Food Security in India
NCERT ECONOMICS CLASS 10
UNDERSTANDING ECONOMIC DEVELOPMENT
Sustainable development goals, better education, health facility, higher life expectancy etc, these all are included now in the development report. Earlier development of nation was calculated by national income. Now we focus on analyzing happiness among people. Now countries are compared with each other by new age indices of development. Main hurdles in India’s growth and development are also mentioned. You can download this chapter’s pdf of NCERT Economics Class 10 from the link below.
PDF – Development
Sectors of The Indian Economy
Primary sector to tertiary sector, every sector is linked with each-other. Primary sector is responsible for raw materials for secondary, while both sector requires tertiary sector for continuous and flexible operation. In our country large population is engaged in primary sector, but these days tertiary sector has been generating more revenue. This chapter tells about these sectors and how they are dependent on government policies and plans. You can download this chapter’s pdf of NCERT Economics Class 10 from the link below.
Money And Credit
Money is not only a medium of exchange, but it is also helpful in many other ways. This chapter focuses on the concepts like loans, self help groups, rural economy etc. Cheques and other instruments in the banking system are also discussed. Review of demonetization is also included and how new forms of money have been capturing the economy is elaborated with analysis. You can download this chapter’s pdf of NCERT Economics Class 10 from the link below.
PDF – Money And Credit
Globalization And The Indian Economy
Different from earlier model of economies, new economies are globalized and have no borders. From raw materials to labour everything can be outsourced. There is freedom to trade across boundaries. The key institution like WTO and other private firms like MNCs are described as they are important to learn while learning globalization. You can download this chapter’s pdf of NCERT Economics Class 10 from the link below.
For a better economy and to suppress fraudulent activities against the consumers, a consumer should be given privileges and his rights must be preserved. Our Indian Economy has taken measures to save consumer from these bad experiences. This chapter deals with all the policies and plans adopted by the government for consumer rights. These days we also encounter fraudulent activities regarding web based transactions and many news of non delivery of same items that is ordered through online portals. You can download this chapter’s pdf of NCERT Economics Class 10 from the link below.
PDF – Consumer Rights
NCERT ECONOMICS CLASS 11
INDIAN ECONOMIC DEVELOPMENT
Development Policies And Experience (1947-1990)
After the eve of independence till 1990, India chose some paths to revive its economy. These paths leaded to success or not, all reviews and opinions of experts are discussed in the chapter. The main focus of the chapter is towards five year plan. So this policy is discussed repeatedly through out the chapter. You can download the chapters’ pdf of NCERT Economics Class 11 from the link below.
Economic Reforms Since 1991
A big step was taken after four decades to strengthen country’s economy. In the era of globalization it was necessary to liberalize the firms operating in India. Foreign companies were allowed to run their businesses in India. Disinvestment also took place and India also played as a great participant in the process of globalization. You can download the chapter’s pdf of NCERT Economics Class 11 from the link below.
Current Challenges Facing The Indian Economy
After so many years, some challenges still haunts Indian Economy. Poverty still exists at a large scale. Uneven distribution of income in the society is a big hurdle. Rural development faces too many corruptions at ground level. Due to local or global recession unemployment is all time problem. After so many policies, plans and strategies these problem seem like these are not vanishing easily. You can download the chapters’ pdf of NCERT Economics Class 11 from the link below.
Development Experiences of India : A Comparison With Neighbours
Strategic competitor of India, China and Pakistan are always compared with India in terms of development, GDP, population and other important factors. To predict the neighbours’ behaviour, it is important to keep track on there data of performances in various sectors. You can download the chapter’s pdf of NCERT Economics Class 11 from the link below.
NCERT ECONOMICS CLASS 12
All concepts and analysis related to small scale or individual firm is studied under microeconomics. Production, turn over, employment, labour, cost, efficiency and all type of terminologies with respect to firms are covered in the chapter. Reports of many economic activities of firm or individual is analyzed through some formulas and models. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
Theory of Consumer Behaviour
Towards the products and services of a company, every individual customer has a different behaviour and views. why such conditions occur and what factors are responsible for these various kind of views, all concepts are covered through some real life examples. Role of purchasing power is also discussed as it is one of the major factors that influences the buyer. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
Production And Costs
Along with spaces and labour, a company requires raw materials and also machines which are advanced and have higher efficiency than competitors’ machines. chapter elaborates how a firm manages its resources for a maximum output and how reports are analyzed to make strategies and plans for further productions. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
PDF – Production And Costs
The Theory of The Firm Under Perfect Competition
When there are more firms in the market and a facility of free entry and exit, then only a firm can prosper. Perfect competitive market can be understood as opposite to monopolistic market. Sellers must produce homogeneous products and consumer behaviour must have some influence on price determination. Also perfect information should be available to everyone participating in the market. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
Though it is a tough task to match demand with supply all the time, but a government and market regulators always try to match them with certain strategies and policies. Ceiling price and floor price are always set in such conditions. Rise in prices, shortage of supply, increase in demands, such factors are discussed in this chapter. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
PDF – Market Equilibrium
Non Competitive Markets
When a firm tries to dominate the market alone and prices are set by the firm itself then it is non competitive market. In this situation the facility of free exit and entry of new firms in the market is restricted. Concept of oligopoly is also described in the chapter with proper examples. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
PDF – Non Competitive Markets
The word microeconomics stands for analysis and study of large scale economy usually a nations economy. All policies and strategies by a nation are reviewed to understand macroeconomics of a nation. This chapter gives an introduction about macroeconomics and a brief knowledge about terminologies used throughout the book. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
National Income Accounting
This chapter describes an in depth process to calculate national income. Income method, expenditure method and product method, all these three methods are described which help in accounting a nation’s income. Some topics like CPI Consumer Price Index WPI wholesale price index are discussed. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
Money And Banking
This chapter focuses on money and banking system. Ofcourse money is known as medium of exchange, but it also does some other works too. To understand banking system one must know about RBI and its monetary policy. Indian Economy has so many money market instruments to make progress in the economy continuous. The banking system helped in building a very financially strong nation. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
PDF – Money And Banking
Determination of Income And Employment
To make students understand how the national income is calculated, this chapter takes a model economy where final prices of goods and rate of interests are constant. Rate of unemployment, rise in prices, slow economic growth are analyzed with the help of certain data models. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
Government Budget And The Economy
Budget deficits, revenue collection and expenditures are some of the concepts that are described in the chapter. National budget is allocated for strategies and expenditures with keeping all developments and processes in mind. Every year the budget is decided for all necessary as well as innovative schemes of the Indian Economy. This chapter will give you some views about all these processes and hurdles to achieve goals of a budget. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
Open Economy Macroeconomics
Open economy is where any firm or individual can trade with the facility of unrestricted exit and entry system. In the era of globalization now anybody can take business across the borders. WTO and other institutions are helping to make the world a global market. In open economy, everyone is facilitated to grow and run their business and it tries to eliminate conditions such as monopoly. You can download the chapter’s pdf of NCERT Economics Class 12 from the link below.
This is all about NCERT Economics for UPSC for English Medium Students. For other queries regarding NCERT guidelines you can visit their official site. For class wise NCERT BOOKS PDF. If you need strategy and resources to crack UPSC CSE, you can follow Akshat Jain Book List.All books suggested by him are very helpful to achieve success. For video tutorials you can prefer unacademy for best guidance and lecture. At unacademy many toppers of UPSC CSE are also contributing as tutors and mentors.
Class wise books that is available in the website includes coloured high quality single PDFs for each book. Some other important links you can access are mentioned below.
Or Simple you can access the language wise collection of NCERT books essential for UPSC from here.