High Quality NCERT Economics Books [Free Download]

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Here you will be able to download all the high quality PDFs of history books published by NCERT. These are beneficial for school students as well as must read books for UPSC aspirants. 

Aim Behind Economics Study in Schools

Micro to macroeconomics, fiscal to monetary policy, economic reports etc, all concepts are important if it is relevant to Indian Economy and Globalization. NCERT Economics books starts from 9-12th standard. Beginning with importance of economy, policies’ impact on society, it covers deep concepts such as reports, idea of poverty, economic policies, world bank, indices etc.

Significance in UPSC Preparation

UPSC SCE preparation requires an in-depth study of current economic policies, past policies adopted by the Government of India and other concepts related to Indian Economy. As specific author books, aspirants like mostly Indian Economy by Ramesh Singh or Sanjiv Verma. 

Before studying from these book one must have gone through NCERT Economics books for a better understanding of Indian Economy. NCERT Books are developed by professors, researchers and senior officers of many reputed institutions like IITs, DU, JNU, BHU, IISc and IIMs etc.

Access All NCERT Economics Books


Class Wise Coverage

Every NCERT economics book describes different areas of Indian and World Economy. Lets look what every chapter tells about. You can also download chapters’ PDF in hindi and english.

NCERT Economics Class 9 - Economics (अर्थशास्त्र)

The Story of Village Palampur - पालमपुर गाँव की कहानी

A fictional village Palampur is created to make students understand the economy at village level. This NCERT economics chapter included concepts of agriculture, trade system, society, resources in the analysis of this village. People at village level, their views towards every aspects of development is discussed in the chapter.

Definition of development changes from person to person as every person has different needs and expectations from life. In this chapter, how people behave with each other, cultivation of crops, how they trade, level of health and education, life of women in the village, everything is beutifully described.

People as Resource - संसाधन के रूप में लोग

Whenever efforts and intelligence of people are utilized to provide products or services, these people become resource for a firm as well for a nation’s economy. Human resource at lower level to higher level, everything is linked and important for each other. The people as a resource contribute to every sector of the Indian Economy.

Everyone in the hierarchy plays a distinctive role for maintenance and growth of Indian Economy.Their labour, knowledge, experiences, everything is utilized in every possible way. Here we understand that every profession is necessary and interconnected and all are driven by the human resources.

Poverty as a challenge - निर्धनता एक चुनौती

Since independence overcoming poverty in the nation is always a tough task. Rural development has a harsh reality on ground level. It is not as it is shown in development advertisement on television.

All the government policies for the poverty alleviation are implemented regularly, but why poverty still exists in our country is discussed in the chapter. People’s behaviour towards their economic state is also important to learn to understand the idea of poverty.

Food Security in India - भारत में खाद्य सुरक्षा

From the past , we learnt that without food people can not survive in difficult times such as flood, famine, war etc. After learning from the history government decided to have some system to ensure continuous food supply for the population with a better distribution system and no price increase.

This chapter deals with all the plans and policies adopted by the government to ensure food security in India. Also corruption at distribution system is also highlighted in the chapter.

NCERT Economics Class 10 - UNDERSTANDING ECONOMIC DEVELOPMENT (आर्थिक विकास की समझ)

Development - विकास

Sustainable development goals, better education, health facility, higher life expectancy etc, these all are included now in the development report. Earlier development of nation was calculated by national income. Now we focus on analyzing happiness among people. Now countries are compared with each other by new age indices of development. Main hurdles in India’s growth and development are also mentioned. This chapter gives a rough idea about the contents elaborated in 10th Class NCERT Economics book.

Sectors of The Indian Economy - भारतीय अर्थव्यवस्था के क्षेत्रक

Primary sector to tertiary sector, every sector is linked with each-other. Primary sector is responsible for raw materials for secondary, while both sector requires tertiary sector for continuous and flexible operation. In our country large population is engaged in primary sector, but these days tertiary sector has been generating more revenue. This chapter tells about these sectors and how they are dependent on government policies and plans.

Money And Credit - मुद्रा और साख

Money is not only a medium of exchange, but it is also helpful in many other ways. This chapter focuses on the concepts like loans, self help groups, rural economy etc. Cheques and other instruments in the banking system are also discussed. Review of demonetization is also included and how new forms of money have been capturing the economy is elaborated with analysis.

Globalization And The Indian Economy - वैश्वीकरण और भारतीय अर्थव्यवस्था

Different from earlier model of economies, new economies are globalized. From raw materials to labour everything can be outsourced. There is freedom to trade across boundaries. The key institution like WTO and other private firms like MNCs are described as they are important to learn while learning globalization.

Indian economy in the era of globalization plays a vital role just as other powerful countries. Currency exchange among countries is easier and getting faster by time.

Consumer Rights - उपभोक्ता अधिकार

For a better economy and to suppress fraudulent activities against the consumers, a consumer should be given privileges and his rights must be preserved. Our Indian Economy has taken measures to save consumer from these bad experiences. This chapter deals with all the policies and plans adopted by the government for consumer rights.

NCERT Economics for UPSC

NCERT Economics Class 11 - INDIAN ECONOMIC DEVELOPMENT (भारतीय अर्थव्यवस्था का विकास)

Development Policies And Experience (1947-1990) - विकास नीतियाँ और अनुभव (1947-90)

After the eve of independence till 1990, India chose some paths to revive its economy. These paths leaded to success or not, all reviews and opinions of experts are discussed in the chapter. The main focus of the chapter is towards five year plan. So this policy is discussed repeatedly through out the chapter.

Economic Reforms Since 1991 - आर्थिक सुधार 1991 से

A big step was taken after four decades to strengthen country’s economy. In the era of globalization it was necessary to liberalize the firms operating in India. Foreign companies were allowed to run their businesses in India. Disinvestment also took place and India also played as a great participant in the process of globalization.

Current Challenges Facing The Indian Economy - भारतीय अर्थव्यवस्था की वर्तमान चुनौतियाँ

After so many years, some challenges still haunts Indian Economy. Poverty still exists at a large scale. Uneven distribution of income in the society is a big hurdle. Rural development faces too many corruptions at ground level. Due to local or global recession unemployment is all time problem. After so many policies, plans and strategies these problem seem like these are not vanishing easily. This unit from NCERT Economics for 11th class has six chapters.

Development Experiences of India : A Comparison With Neighbours - भारत और उसके पड़ोसी देशों के तुलनात्मक विकास अनुभव

Strategic competitor of India, China and Pakistan are always compared with India in terms of development, GDP, population and other important factors. To predict the neighbours’ behaviour, it is important to keep track on there data of performances in various sectors. NCERT Economics books have this method to relate every concept to the real world.

NCERT Macroeconomics

NCERT Economics Class 12 - Introductory Microeconomics (व्यष्टि अर्थशास्त्र एक परिचय)

Introduction - परिचय

All concepts and analysis related to small scale or individual firm is studied under microeconomics. Production, turn over, employment, labour, cost, efficiency and all type of terminologies with respect to firms are covered in the chapter. Reports of many economic activities of firm or individual is analyzed through some formulas and models.

Theory of Consumer Behaviour - उपभोक्ता के व्यवहार का सिद्धांत

Towards the products and services of a company, every individual customer has a different behaviour and views. why such conditions occur and what factors are responsible for these various kind of views, all concepts are covered through some real life examples. Role of purchasing power is also discussed as it is one of the major factors that influences the buyer.

Production And Costs - उत्पादन तथा लागत

Along with spaces and labour, a company requires raw materials and also machines which are advanced and have higher efficiency than competitors’ machines. chapter elaborates how a firm manages its resources for a maximum output and how reports are analyzed to make strategies and plans for further productions.

The Theory of The Firm Under Perfect Competition - पूर्ण प्रतिस्पर्धा की स्थिति में फर्म का सिद्धांत

When there are more firms in the market and a facility of free entry and exit, then only a firm can prosper. Perfect competitive market can be understood as opposite to monopolistic market. Sellers must produce homogeneous products and consumer behaviour must have some influence on price determination. Also perfect information should be available to everyone participating in the market.

Market Equilibrium - बाजार संतुलन

Though it is a tough task to match demand with supply all the time, but a government and market regulators always try to match them with certain strategies and policies. Ceiling price and floor price are always set in such conditions. Rise in prices, shortage of supply, increase in demands, such factors are discussed in this chapter.

Non Competitive Markets - प्रतिस्पर्धा रहित बाजार

When a firm tries to dominate the market alone and prices are set by the firm itself then it is non competitive market. In this situation the facility of free exit and entry of new firms in the market is restricted. Concept of oligopoly is also described in the chapter with proper examples.

NCERT Economics Class 12 - Introductory Macroeconomics (समष्टि अर्थशास्त्र एक परिचय)

Introduction - परिचय

The word microeconomics stands for analysis and study of large scale economy usually a nations economy. All policies and strategies by a nation are reviewed to understand macroeconomics of a nation. This chapter gives an introduction about macroeconomics and a brief knowledge about terminologies used throughout the book. Primarily this chapter describes what will be covered in this book of NCERT Economics for Macroeconomics.

National Income Accounting - राष्ट्रीय आय का लेखांकन

This chapter describes an in depth process to calculate national income. Income method, expenditure method and product method, all these three methods are described which help in accounting a nation’s income. Some topics like CPI Consumer Price Index WPI wholesale price index are discussed.

Money And Banking - मुद्रा और बैंकिंग

This chapter focuses on money and banking system. Ofcourse money is known as medium of exchange, but it also does some other works too. To understand banking system one must know about RBI and its monetary policy. Indian Economy has so many money market instruments to make progress in the economy continuous. The banking system helped in building a very financially strong nation.

Determination of Income And Employment - आय और रोजगार के निर्धारण

To make students understand how the national income is calculated, this chapter takes a model economy where final prices of goods and rate of interests are constant. Rate of unemployment, rise in prices, slow economic growth are analyzed with the help of certain data models.

Government Budget And The Economy - सरकारी बजट एवं अर्थव्यवस्था

Budget deficits, revenue collection and expenditures are some of the concepts that are described in the chapter. National budget is allocated for strategies and expenditures with keeping all developments and processes in mind. Every year the budget is decided for all necessary as well as innovative schemes of the Indian Economy. This chapter will give you some views about all these processes and hurdles to achieve goals of a budget.

Open Economy Macroeconomics - खुली अर्थव्यवस्था समष्टि अर्थशास्त्र

Open economy is where any firm or individual can trade with the facility of unrestricted exit and entry system. In the era of globalization now anybody can take business across the borders. WTO and other institutions are helping to make the world a global market. In open economy, everyone is facilitated to grow and run their business and it tries to eliminate conditions such as monopoly.

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